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Credit One Bank® Platinum Credit Card with Rewards

apply online
Card Category
Minimum Credit
Level Needed

Fair Credit
You can apply if: your credit history is short. You've had your own credit card, loan or have been an authorized user on someone's credit card for less than 3 years. You have recent late or missed payments or defaulted on a loan in the past 5 years.

Card Type
Card Rating evaluates each card offered on the site using several criteria (e.g., interest rates, fees, benefits, rewards programs) in order to help you choose a card. This rating reflects's opinions, beliefs and experiences with credit card products presented and reviewed on this website. This rating is not influenced by payment considerations.
Intro APR on Purchases (Intro Period)
Intro APR on Balance Transfer (Intro Period)
Ongoing APR (Purchases)
16.99% - 24.99% Variable
Ongoing APR (Balance Transfers)
Ongoing APR (Cash Advances)
18.90% - 25.90% Variable
Available Rewards

Card Description
• Find out if you Pre-Qualify without affecting your credit score
• This unsecured card provides opportunities to raise your credit score
• Receive opportunities for credit line increases, a fee may apply
• Monitor your credit with free online access to your credit score
• 1% cash back on eligible purchases, terms apply
• Zero fraud liability protects you from unauthorized charges
• Email or text alerts to remind you when your payment is due
Annual Fee
$0 - $99
Application Processing Fee
See terms
Balance Transfer Fees
N/A (min=N/A, max=N/A)
Cash Advance Fees
8% or 3% (see terms) (min=$5.00 or $10.00 (see terms), max=See terms)
Foreign Transaction Fees
3% (min=$1.00, max=See terms)
Late Payment Fee
Up to $37

Reasonable efforts are made to maintain accurate information. However, the information on the cards' rates and terms is presented without warranty. When you click on the "apply online" link you will have an opportunity to review the credit card terms and conditions on the credit card issuer's web site.

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