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First Access Visa

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Card Category
Minimum Credit
Level Needed
Card Type
Card Rating evaluates each card offered on the site using several criteria (e.g., interest rates, fees, benefits, rewards programs) in order to help you choose a card. This rating reflects's opinions, beliefs and experiences with credit card products presented and reviewed on this website. This rating is not influenced by payment considerations.
Intro APR on Purchases (Intro Period)
Intro APR on Balance Transfer (Intro Period)
Ongoing APR (Purchases)
Ongoing APR (Balance Transfers)
Ongoing APR (Cash Advances)
Available Rewards
No Rewards Program
Card Description
• Get the security and convenience of a full-feature, unsecured VISA® Credit Card - accepted at millions of merchant and ATM locations nationwide and online
• Reporting monthly to all three major credit reporting agencies
• Perfect credit not required for approval; we may approve you when others won´t
• You may be eligible for a Credit Line Increase after six months
• Easy and secure online application
• If approved, pay a Processing Fee and you can access the $300 credit limit (subject to available credit)
• Receive your card more quickly with optional Expedited Processing (additional fee applies)
• Get a result in as little as 60 seconds upon completion of the online application
• Online Customer Center available 24 x 7
• Issued by Mid America Bank & Trust Company, Member: FDIC
Annual Fee
Application Processing Fee
Balance Transfer Fees
N/A (min=N/A, max=N/A)
Cash Advance Fees
Foreign Transaction Fees
N/A (min=N/A, max=N/A)
Late Payment Fee

Reasonable efforts are made to maintain accurate information. However, the information on the cards' rates and terms is presented without warranty. When you click on the "apply online" link you will have an opportunity to review the credit card terms and conditions on the credit card issuer's web site.

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